LIC Nivesh Plus
LIC Nivesh Plus is a non-participating, single premium Unit Linked Insurance Plan (ULIP) that combines market-linked wealth creation with life insurance protection. It offers multiple fund options, guaranteed additions and flexible policy terms.
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Market Linked
Invest in equity and debt funds for long-term wealth creation.
Single Premium
Pay only once and enjoy life insurance plus investment benefits.
Guaranteed Additions
Additional units are added at specified policy years.
Tax Benefits
Tax benefits available under applicable Income Tax laws.
Key Features
- Single Premium ULIP.
- Market Linked Investment.
- Four Investment Fund Options.
- Guaranteed Additions.
- Free Fund Switching Facility.
- Partial Withdrawal after Lock-in Period.
Eligibility
| Entry Age | 90 Days to 70 Years* |
|---|---|
| Policy Term | 10 to 25 Years |
| Premium Payment | Single Premium |
| Minimum Single Premium | ₹1,25,000 |
Benefits
Death Benefit
The nominee receives the higher of the applicable Sum Assured or Fund Value as per policy conditions.
Maturity Benefit
On survival till maturity, the policyholder receives the Fund Value including applicable guaranteed additions.
Calculate Your Investment Value
Estimate your premium, maturity value and fund performance online.
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Disclaimer
LIC Nivesh Plus is a Unit Linked Insurance Plan (ULIP). The investment risk in the investment portfolio is borne by the policyholder.
The Net Asset Value (NAV) of the selected fund(s) may increase or decrease depending upon market conditions, and past performance is not indicative of future returns.
Insurance coverage is subject to the terms and conditions of the policy contract issued by Life Insurance Corporation of India (LIC). Before purchasing the policy, please read the sales brochure, benefit illustration and policy document carefully.
The information provided on this website is for educational and informational purposes only and should not be considered as financial or investment advice. Please consult an authorized LIC advisor before making any investment decision.